Brisk combines the structural benefits of a group captive with the guidance of a risk management consultancy.

Brisk was founded in 2014 by Bob Bernatchez, a specialist in trucking insurance for over forty years. Bob started Brisk to provide members with a better product and stronger voice than competitive programs. Brisk delivers this superiority through size-controlled groups, added-value safety content, proactive financing strategy, and bifurcated claims management.

Within the discipline of risk financing, Brisk delivers advanced solutions for captive design, reinsurance, and investment management. Our team consistently analyzes data in order to evolve our program to benefit members. Over a decade of calculated growth, Brisk now represents 10,000+ trucks headquartered across a dozen US states, carrying $10B exposure.

We pride ourselves on providing high touch service within high stakes scenarios.

An important differentiator for Brisk is our bifurcated claims management structure.  Unlike most insurance companies offering captive programs, our claims handlers are independent from the insurance company and therefore held to a higher standard of responsiveness and accountability.

Brisk provides an additional layer of oversight to ensure responsive, thorough, and efficient claims investigations and processing. We also take proactive measure to help members minimize risk exposure. To support member safety culture, we employ a partner network to deliver baseline and add-on resources for safe-driver recruitment and training, in addition to our annual on-site assessments and Safety Summits.

What is group captive insurance?

Group captive insurance is a form of self insurance that has been used in the transportation industry for over half a century. Members of group programs share common values like accountability, entrepreneurship, and strong safety culture. Group members finance a portion of their risk through dedicated loss funds. As captive groups are expected to outperform the traditional insurance market, they therefore secure better reinsurance rates and premiums.