Tarwheels Group Captive Infrastructure

We pride ourselves on designing an unbundled captive structure in order to negotiate the best rates and maintain superior responsiveness and accountability from our service providers.

The Hartford Insurance Company

Hartford is rated A+ by AM Best for financial strength (Source: 2016 A.M. Best data) and has provided insurance products for over 200 years.  Hartford’s team of professionals that exclusively service the captive market provide the behind the scenes support and structure that enable Tarwheels to provide an exceptional insurance experience for all members.  Hartford’s claims team are actively involved in all serious losses, supporting the ability and expertise of our TPA partner.

Brisk Insurance Company, Inc.

BRISK Insurance Company (BIC) is domiciled in North Carolina, and owned by BRISK Management Services. BIC creates the risk transfer structure, allowing the Tarwheels Group Captive to partner with Hartford.


As the claims manager for Tarwheels, CCMSI provides a dedicated team of experienced adjusters to manage the liability, physical damage, and workers compensation claims incurred by members. CCMSI has offices all over the country, allowing us to provide responsive communications to our nationwide members.

Primacy Risk Services

Primacy has an active role in the claims process, handling the intake for all auto claims and managing all after-hours serious losses for effective 24/7 claims investigation. Primacy is also actively involved in large loss litigation strategies and settlements.

Avatar Fleet Management

Avatar offers an array of value-added services related to driver recruiting, hiring, and training.  Avatar’s objective is to help each member improve its driver retention and offer innovative strategies to the problem of finding and hiring highly qualified drivers.

BRISK Critical Partners

Our critical partners include advisors, agents, and our own captive members; all who continuously push our program to strive for excellence.

Cedar Management

Cedar Management, based in Cleveland, Ohio, has been involved with the Tarwheels program since inception. Cedar provides Tarwheels with an extensive network of professional relationships, ideas to improve the program design and services for the member’s benefits, and backroom captive management services.

Applied Risk Management Solutions 

Founded in 2006, ARMS has developed its business selling captive insurance products to the trucking industry.  ARMS and its clients provided the critical mass to enable Tarwheels to launch in 2015, and ARMS is the exclusive agent for Tarwheels in several states.

Nationwide Agency Partners

BRISK works with select agencies throughout the country who are specialists in the area of strategic trucking insurance.

Tarwheels Members

Our members are actively invested in strategic performance improvement, which betters the captive as a whole. As a full-disclosure group, any of our members are happy to speak to and share their experience with qualified trucking companies considering a captive.